Finance Center

Audi Auto Loans in Springfield, MO

Lenders today make it easy to benefit from car financing. Auto loans are your ticket to a better vehicle, and we're just the dealership to help you secure the financing you need for your life. Instead of driving home in a cheaper vehicle that might cost you tens of thousands of dollars in repairs over the next decade, you'll find yourself raking in the long-term savings often associated with auto financing. Since you'll get a higher quality car, and be more satisfied with that car, some big savings mount up over the years.

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Is Financing a Car a Good Idea?

If you can afford to make your financing payments, you're all set. It's almost always a good idea to finance a vehicle and get a better car than you otherwise could have afforded. One of the first concerns on most people's minds will be whether or not you will qualify for financing, but before you get to that question, here are just a few of the perks that come with auto financing:

  1. You are building credit as you make your payments on time
  2. You get lots of long-term savings since newer, better cars have better gas mileage and engine technology and they also have fewer repairs that quickly drain any savings you get from buying outright
  3. Perks for financing are often abundant. If you buy from the same place you finance, you'll often see things like less road tax, free repairs, or other incentives that are often used to get people to finance

Our job is to sell you a vehicle that is going to serve you amazingly over the years, and your job is to keep your end of the financing agreement by making your payments on time. If both of us work together to make this happen, lots of good things come from financing a car. You'll quickly see the benefits mount up over the years as you drive a car model that truly suits your style and taste.

Is There a Minimum Credit Score to Finance a Car?

The long story made short is that no, there is no true minimum credit score needed to finance a vehicle. There are people who can finance a vehicle with a credit score of 500. It's all a matter of the lender and their minimum requirements (you can always inquire at our dealership and we can give you a basic idea). The average credit score for great interest rates will be 714. That's a safe bet for a terrific interest rate that's low and keeps you from paying too much interest over terms. You can get fixed or variable rates. As for used cars, if you have a credit score of 655, you're very likely to be approved for an auto loan, but interest rates will vary.

As you can see, even if you have bad credit, you can get an auto loan. The professionals here at Audi Springfield are ready to help you obtain the financing you need to drive away in a beautiful new Audi. Simply contact us today to ask us any questions or stop by and see us to start a financing application on a model that you simply must have today. We'll get you started.

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Audi Springfield

3500 E Sunshine St
Directions Springfield, MO 65809

  • Sales: 844-869-7231


  • Monday 9:00AM- 6:00PM
  • Tuesday 9:00AM- 6:00PM
  • Wednesday 9:00AM- 6:00PM
  • Thursday 9:00AM- 6:00PM
  • Friday 9:00AM- 6:00PM
  • Saturday 9:00AM- 6:00PM
  • Sunday Closed
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